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What Clients & Partners Say...

What Clients Are Saying


“Raul did an amazing job of working with my wife and me on securing our first house! We couldn’t have done it without Raul and all of his hard work!!! I definitely recommend him to anyone who needs a mortgage broker, especially veterans!”
-Michael Elliott



Desert State Mortgage is a hands-on company with highly knowledgeable staff and leadership. I’ve worked with them multiple times, and each one has been a good experience. From those who are just starting off with big financial moves, or those who have several under their belt, DSM will provide a personal, professional experience to meet your needs!
-Adrienne Zimmerman



Raul is definitely a knowledgeable leader in the mortgage industry. Raul educated me through the process, providing sound step-by-step guidance and knowledge through closing. I truly appreciate Raul’s business acumen and ambition to help others achieve home ownership.
-K Forde



Raul and his team of professionals are a Godsend! I’ve purchased three homes and each purchase was seamless! They are knowledgeable and efficient I highly recommend Desert State Mortgage!
-Roshawn Wade



They were extremely helpful, quick with everything and got me the best rate and mortgage! I would recommend Desert State anytime!
-Kelly Chambers



Raul closed my mortgage in the time I needed and with great communication that made the process easy! No missed deadlines and great advice to help us glide through!!! A+++
-Rich Hull



They made everything go so smoothly to buying a house. They are the best!
-Crystal Burnett



Process was very easy and we were able to close in very good time.
-Thomas Rawls



It seems like some companies deserve more than 5 Stars. Raul and Karina are top-notch in every way!! We worked with Desert State in 2016 when we left Chandler, Arizona, and moved to North Phoenix. My husband met Raul while they were serving at church together. We had begun the process of purchasing a home and immediately moved to Desert State upon finding out that Raul could work with our situation. He treated our file with an understanding and fair manner. He also helped us get an incredible rate!
Flash forward to 2020–We just completed the refinance process with Raul and Karina and our experience was again positive, professional, and simple. They are knowledgeable as well as very personable, and our family would recommend them to anyone. Thanks, Raul and Karina!
-Niki Jo Barton

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